If you are thinking about moving to New Zealand with the Growth Category of the Active Investor Plus visa, you want clear, simple facts. This article explains the best Investment Options for the New Zealand Growth Category in plain language. I will explain what choices you have, how long your money must stay invested, and the steps you should take. After you read this, you should feel ready and confident.

What the Growth Category asks for (short and simple)

The Growth Category asks that you invest at least NZD $5 million in acceptable New Zealand investments and hold that money for at least three years. This category is meant for investors who put money into active, growth-focused investments such as managed funds and direct business investments. These are the basic rules you must know. 

Main types of Investment Options for the New Zealand Growth Category

Below are the main Investment Options for the New Zealand Growth Category. I explain each one in simple terms and tell you what to watch for.

1. Approved managed funds
   These are funds run by local managers who put money into New Zealand company. You invest in the fund instead of picking individual companies. For Growth, the fund must be on the official acceptable list. Managed funds are less work for you because professionals make the investment decisions.

2. Direct investment in New Zealand businesses
   This means you put money straight into a company—by buying shares or lending money to the business. Direct investment can give you more control and a stronger local connection. But it usually needs more time, attention, and careful checks because it can be riskier.

3. Co-investing with approved partners
   Sometimes local businesses or funds want big investors. Co-investing means joining a deal with others. This mixes direct investment and pooled capital. It can spread risk if you partner with trusted managers. Make sure the partner is approved for the Growth Category.

4. Pre-approved growth projects or assets
   The government and Invest New Zealand may list specific projects or asset types that qualify. These usually focus on creating jobs, exports, or new technology. Always check the current acceptable list before you put money in.

How long your investment must stay (simple)

Your money must be invested for at least three years under the Growth Category. That means you cannot move it out right away. The rule is there to make sure your funds really support growth in New Zealand. During this time, you may need to give reports and updates to immigration officials. 

Residency and visits — what to expect

The Growth Category has lower in-country stay requirements than older investor visas. Many investors only need to spend a few weeks in New Zealand over the investment period—check the exact required days before planning travel. If you plan a short visit first, use the official NZeTA Application Form to request travel permission and then check your NZeTA Status online so you know your entry is approved. 

Practical steps to choose the best Investment Options for the New Zealand Growth Category

1. Decide how active you want to be. If you want to manage and visit businesses, direct investment might fit. If you prefer less work, choose an approved managed fund.

2. Check approval lists. Only investments on the official lists count for the Growth Category. Never assume—always check the current lists.

3. Talk to local experts. Use a licensed immigration adviser and a New Zealand investment or tax adviser to make sure your plan fits the rules.

4. Keep clear records. Save documents that show where the money came from, bank transfers, and fund terms. Immigration will check these.

Money, tax and property — short notes

Tax depends on how the investment is structured and whether you become a tax resident. Getting local tax advice is important. Also, new policy changes have given investor visa holders clearer rules about buying or building property, but these rules can be strict and change over time—so check current guidance first. 

Why this visa focuses on growth

New Zealand wants money that brings real jobs and business growth. The Growth Category favours investments that help local companies grow, export more, or create new technology. That is why many of the Investment Options for the New Zealand Growth Category are funds or projects that actively support the economy. 

Simple checklist before you act

• Confirm your chosen fund or investment is on the acceptable list.

• Make sure you can put at least NZD $5 million into approved investments for three years.

• Talk to a licensed immigration adviser and a New Zealand tax adviser.

• Keep papers that prove your money’s legal source.

• If visiting, complete the NZeTA Application Form and check your NZeTA Status before travel.